Introducing
The CHAMP Plan™
The
CHAMP
Plan™
$0 care for you and your family. More money in every paycheck.
Company Overview
Our Mission
The CHAMP Plan™ is built on three pillars — access, simplicity, and real value.
Essential Coverage for Everyone
Accessible, comprehensive care — regardless of income or employment.
Remove Barriers to Everyday Care
Eliminating cost and convenience obstacles so care is there when needed.
Lifestyle-Friendly Benefits
Built to fit modern life — not disrupt it.
Simplify your healthcare journey
Our Value
Real Value — For You and Your Family
Care you feel every day — not just benefits on paper.
Peace of Mind
Dependable coverage for the moments that matter most.
Faster Access to Care
Connect to care quickly with virtual and in-person options.
Healthcare at Your Fingertips
Your full benefit experience — accessible anytime, anywhere.
More Money in Your Pocket
Pre-tax savings and zero out-of-pocket care increase take-home pay.
Health Benefits — The Overview
What CHAMP Does for You (and Your Family)
All $0 out of pocket. Employee only Employee + family
PCP & Urgent Care
- In-person benefits
- Nationwide network — 1st Health
- Preventative care
Blood Lab Testing
- At-home kit
- Multiple comprehensive panels
- No lab visit required
Lifestyle Content
- Personalized health content
- Activities completed in app
- Monthly reminders in app
Virtual Primary Care
- On demand — 7-minute visits
- Scheduled visits, if preferred
- Maintain ongoing PCP access
Formulary / Rx
- Over 600 covered medications
- 70,000+ pharmacies
- $0 cost or highly discounted
Virtual Mental Care
- Licensed therapist
- Peer-to-peer — 24/7
- AI companion, Bella — 24/7
Vitals Scanning
- 30 seconds
- FDA approved
- Holistic view
Virtual Vet Care
- Licensed vet
- 24/7 chat
- 4 virtual appointments
Health Benefits — Employee Only
CHAMP Benefits for Employees
All $0 out of pocket. Employee only
PCP & Urgent Care
- In-person benefits
- Nationwide network — 1st Health
- Preventative care
Blood Lab Testing
- At-home kit
- Multiple comprehensive panels
- No lab visit required
Lifestyle Content
- Personalized health content
- Activities completed in app
- Monthly reminders in app
Health Benefits — Employee + Family
CHAMP Benefits for the Family (+ Spouse + Dependent)
All $0 out of pocket. Employee + family
Virtual Primary Care
- On demand — 7-minute visits
- Scheduled visits, if preferred
- Maintain ongoing PCP access
Formulary / Rx
- Over 600 covered medications
- 70,000+ pharmacies
- $0 cost or highly discounted
Virtual Mental Care
- Licensed therapist
- Peer-to-peer — 24/7
- AI companion, Bella — 24/7
Vitals Scanning
- 30 seconds
- FDA approved
- Holistic view
Virtual Vet Care
- Licensed vet
- 24/7 chat
- 4 virtual appointments
Health Benefits — The Overview
CHAMP Benefits Recap — Real Day-to-Day Use
All $0 out of pocket. Employee only Employee + family
PCP & Urgent Care
- In-person benefits
- Nationwide network — 1st Health
- Preventative care
Blood Lab Testing
- At-home kit
- Multiple comprehensive panels
- No lab visit required
Lifestyle Content
- Personalized health content
- Activities completed in app
- Monthly reminders in app
Virtual Primary Care
- On demand — 7-minute visits
- Scheduled visits, if preferred
- Maintain ongoing PCP access
Formulary / Rx
- Over 600 covered medications
- 70,000+ pharmacies
- $0 cost or highly discounted
Virtual Mental Care
- Licensed therapist
- Peer-to-peer — 24/7
- AI companion, Bella — 24/7
Vitals Scanning
- 30 seconds
- FDA approved
- Holistic view
Virtual Vet Care
- Licensed vet
- 24/7 chat
- 4 virtual appointments
Getting Started
Get Started in Minutes
Download the CHAMP app & access your virtual benefits immediately
Search “Champion Health” in the App Store or Google Play — or open your camera and scan. Setup takes less than two minutes.
$0 Out-of-Pocket Care
In-person, virtual, Rx, mental health, and more — all covered at 100%.
Real Paycheck Savings
Pre-tax deductions that put more money back in your pocket.
Whole-Family Coverage
Benefits that extend to your family — including your pets.
In-Person Care
The Benefits — Unlimited In-Person — $0 Out-of-Pocket
Find care near you instantly
Unlimited Visits
See a doctor as often as you need — no limits.
$0 Per Visit
No copays. No deductibles. No surprise bills.
Nationwide Access
Find in-network care anywhere in the country.
Preventative Care Included
Stay ahead of your health with fully covered care.
Prescription Benefits
The Benefits — $0 Prescriptions for You and Your Family
Prescriptions for the whole family
Family Coverage
Everyone in your household gets access — not just the employee.
$0 Per Prescription
All formulary medications are covered in full for your household.
600+ Medications Covered
The most commonly prescribed drugs across major conditions.
Nationwide Access
Fill prescriptions at 70,000+ pharmacies — wherever you are.
Virtual Care
The Benefits — Care for Almost Anything — Covered at $0
Talk to a doctor in minutes
Get mental health support instantly
Everyday Care
Colds, flu, infections, rashes, allergies, and more.
Ongoing Conditions
Blood pressure, asthma, digestive issues, joint pain, and more.
Mental Health
Stress, anxiety, depression, therapy, life support, and more.
Additional Benefits
Additional Benefits — Health-Focused in Minutes a Month
Quick Monthly Check-In
Takes just 1–3 minutes to complete.
Personalized Insights
Simple recommendations based on your health profile.
No Impact on Benefits
Accidentally skip a month? Catch up the next.
Education for the Whole Family
Available to everyone in your household.
Additional Benefits
Additional Benefits — Included at No Extra Cost
Health content — built for you
Track your health in real time
Content Library
Monthly health insights, coaching, and lifestyle guidance.
At-Home Lab Test
Comprehensive lab panels — no clinic visit required.
Virtual Veterinary
24/7 access plus annual visits — pets are family too.
Vitals + Apple Sync
Real-time tracking with Apple Health integration.
App Walk-Through
Navigating Your Benefits — Access Your Dashboard
Simple. Guided. Built for you
App Walk-Through
Navigating Your Benefits — Adding Family
Add dependents and access support — all in one simple app
Easily add spouse / dependents
App Walk-Through
Navigating Your Benefits — Getting Support
Access FAQs & get support
Get help directly in the app
App Walk-Through
Navigating Your Benefits — Virtual Care
On demand or scheduled. You choose. No hassle
No waiting rooms or hassle
App Walk-Through
Navigating Your Benefits — In-Person & Prescriptions (RX)
Answers at your fingertips
App Walk-Through
Navigating Your Benefits — Mental Health & Labs
One step ahead — a plan that encourages overall wellness
Funding, Where Everyone Wins
Paycheck Overview
Your Paycheck Before CHAMP
You're taxed on everything you earn
$4,000
Monthly Income (Example)Every dollar of it counts as taxable pay.
100%
TaxableNothing reduces your tax burden.
−$810
TaxesWithheld before you see a cent.
$3,190
Take-Home PayWhat actually reaches your account.
Taxes Paid
$810 / month
Take-Home Pay
$3,190 / month
Based on a real employee scenario. Actual take-home pay varies by compensation, tax elections, location, and payroll frequency.
Paycheck Overview
Your Paycheck After CHAMP
$1,200 is now pre-tax
$4,000
Monthly Income (Example)Your gross pay does not change.
$2,800
TaxableSection 125 moves $1,200 out of taxable wages.
−$508
Taxes$302 less than before.
$3,302
Take-Home PayAfter the $190 plan contribution.
Taxes SAVED
$302 / month
Your Plan Contribution
$190 / mo
You Take Home MORE
$112 / month
Real example — yours will vary. Funded through tax savings; figures assume illustrative tax rates.
Paycheck Overview
Your Upgraded Paycheck — What to Look For
Two new line items will appear on your paycheck — together they put more money back in your pocket
1× CHAMP Pre-Tax Deduction
CHAMP Pre-Tax Deduction
Taken before taxes
Reduces your taxable income — you pay less in taxes.
$1,200 / month
1× CHAMP Non-Taxable, Post-Tax Indemnity Benefit
CHAMP Non-Taxable Post-Tax Benefit
Added back, tax-free
Paid back into your paycheck after taxes — and it is not taxed.
$1,010 / month
The tax treatment of qualifying employee-paid accident and health benefits is governed by Internal Revenue Code §104(a)(3), alongside provisions of federal tax law dating back to the Internal Revenue Code of 1954.
Getting Started
Start Your Journey — Download the CHAMP Plan™
Your health — and your wallet — will thank you
1
Search “Champion Health”
Available in the App Store and on Google Play.
2
Open Your Camera and Scan
Setup takes less than two minutes.
$0 Out-of-Pocket Care
In-person, virtual, Rx, mental health, and more — all covered at 100%.
Real Paycheck Savings
Pre-tax deductions that put more money back in your pocket.
Whole-Family Coverage
Benefits that extend to your family — including your pets.
