Introducing

The CHAMP Plan™

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company overview

Our Mission

The CHAMP Plan™ is built on three pillars — access, simplicity, and real value.

1

Essential Coverage for Everyone

Accessible, comprehensive care — regardless of income or employment

2

Remove Barriers to Everyday Care

Eliminating cost and convenience obstacles so care is available when needed

3

Lifestyle-Friendly Benefits

Built to fit modern life — not disrupt it

Our Value

Real Value — For You and Your Family

Care you feel every day — not just benefits on paper.

Peace of Mind

Dependable coverage for the moments that matter most

Faster Access to Care

Connect to care quickly with virtual and in-person options

Healthcare at Your Fingertips

Your full benefit experience — accessible anytime, anywhere

More Money in Your Pocket

Pre-tax savings and zero out-of-pocket care increase take-home pay

health benefits - The overview

What CHAMP does for you (and your family)

All $0 Out of Pocket Legend: Employee Only Employee + Family

PCP & Urgent Care

✓ In-person Benefits

✓ Nationwide Network- 1st Health

✓ Preventative Care

Blood Lab Testing

✓ At Home Kit

✓ Multiple Comprehensive Panels

✓ No Lab Visit Required

Lifestyle Content

✓ Personalized Health Content

✓ Activities Completed in App

✓ Monthly Reminders in App

Virtual Primary Care

✓ On Demand - 7 Minute Visits

✓ Scheduled Visits, if Preferred

✓ Maintain Ongoing PCP Access

Formulary/Rx

✓ Over 600 Covered Medications

✓ 70,000+ Pharmacies

✓ $0 Cost or Highly Discounted

Virtual Mental Care

✓ Licensed Therapist

✓ Peer-to-Peer - 24/7

✓ AI Companion - Bella -24/7

Vitals Scanning

✓ 30-seconds

✓ FDA Approved

✓ Holistic View

Virtual Vet Care

✓ Licensed Vet

✓ 24/7 Chat

✓ 4 Virtual Appts.

health benefits - employee only

CHAMP Benefits for Employees

All $0 Out of Pocket Legend: Employee Only

PCP & Urgent Care

✓ In-person Benefits

✓ Nationwide Network- 1st Health

✓ Preventative Care

Blood Lab Testing

✓ At Home Kit

✓ Multiple Comprehensive Panels

✓ No Lab Visit Required

Lifestyle Content

✓ Personalized Health Content

✓ Activities Completed in App

✓ Monthly Reminders in App

health benefits - employee + family

CHAMP Benefits for the Family (+ Spouse + Dependent)

All $0 Out of Pocket Legend: Employee + Family

Virtual Primary Care

✓ On Demand - 7 Minute Visits

✓ Scheduled Visits, if Preferred

✓ Maintain Ongoing PCP Access

Formulary/Rx

✓ Over 600 Covered Medications

✓ 70,000+ Pharmacies

✓ $0 Cost or Highly Discounted

Virtual Mental Care

✓ Licensed Therapist

✓ Peer-to-Peer - 24/7

✓ AI Companion - Bella -24/7

Vitals Scanning

✓ 30-seconds

✓ FDA Approved

✓ Holistic View

Virtual Vet Care

✓ Licensed Vet

✓ 24/7 Chat

✓ 4 Virtual Appts.

health benefits - The overview

CHAMP Benefits Recap - Real day-to-day Use

All $0 Out of Pocket Legend: Employee Only Employee + Family

PCP & Urgent Care

✓ In-person Benefits

✓ Nationwide Network- 1st Health

✓ Preventative Care

Lifestyle Content

✓ Personalized Health Content

✓ Activities Completed in App

✓ Monthly Reminders in App

Blood Lab Testing

✓ At Home Kit

✓ Multiple Comprehensive Panels

✓ No Lab Visit Required

Virtual Primary Care

✓ On Demand - 7 Minute Visits

✓ Scheduled Visits, if Preferred

✓ Maintain Ongoing PCP Access

Formulary/Rx

✓ Over 600 Covered Medications

✓ 70,000+ Pharmacies

✓ $0 Cost or Highly Discounted

Virtual Mental Care

✓ Licensed Therapist

✓ Peer-to-Peer - 24/7

✓ AI Companion - Bella -24/7

Vitals Scanning

✓ 30-seconds

✓ FDA Approved

✓ Holistic View

Virtual Vet Care

✓ Licensed Vet

✓ 24/7 Chat

✓ 4 Virtual Appts.

Getting started

Get Started in Minutes


Search “Champion Health” in the App Store or Google Play


Open your camera and scan — setup takes less than 2 minutes

$0 Out-of-Pocket Care

In-person, virtual, Rx, mental health, and more — all covered at 100%.

Real Paycheck Savings

Pre-tax deductions that put more money back in your pocket.

Whole-Family Coverage

Benefits that extend to your family — including your pets.


In-Person Care

The Benefits — Unlimited in-Person — $0 Out-of-Pocket

Find care near you instantly

Unlimited Visits

See a doctor as often as you need — no limits

$0 Per Visit

No copays. No deductibles. No surprise bills

Nationwide Access

Find in-network care anywhere in the country

Preventative Care Included

Stay ahead of your health with fully covered care


Prescription Benefits

The Benefits — $0 Prescriptions for You and Your Family

Prescriptions for the Whole Family

Family Coverage - (Member + Family)

Everyone in your household gets access — not just the employee

$0 Per Prescription

All formulary medications are covered at full cost for everyone in your household.

600+ Medications Covered

Includes the most commonly prescribed drugs across major conditions

Nationwide Access

Fill prescriptions at 70,000+ pharmacies — wherever you are.

Virtual Care

The Benefits — Care for Almost Anything — Covered at $0

Talk to a Doctor in Minutes

Get Mental Health Support Instantly


Everyday Care

Colds, flu, infections, rashes, allergies, and more

Ongoing Conditions

Blood pressure, asthma, digestive issues, joint pain, and more

Mental Health

Stress, anxiety, depression, therapy, life support, and more


additional benefits

Additional Benefits — Health-Focused in Minutes a Month

Easy Guided Assessment

Personalized Health Path


Quick Monthly Checkin

Takes just 1–3 minutes to complete

Personalized Insights

Get simple recommendations based on your health profile

No Impact on Benefits

If you accidentally skip a month, catch up the next

Education for the whole family

Available to everyone in your household — not just the employee


additional Benefits

Additional Benefits — Included at No Extra Cost

Beyond core care, the CHAMP Plan™ includes a robust suite of lifestyle, wellness, and family benefits — all bundled into one plan. Included automatically with your champ membership.

Health Content — Built for You

Track your Health in Real Time

Content Library

Monthly health insights, coaching, and lifestyle guidance tailored to you

At-Home Lab Test

Comprehensive lab panels — no clinic visit required

Virtual Veterinary

24/7 access + annual visits — because pets are family too

Vitals Tracking + Apple Sync

Real Time health tracking with seamless Apple Health integration

App Walk-through

Navigating Your Benefits - Access Your Dashboard

Your Dashboard

Personalized Guidance


See everything in one place


Know exactly what to do next


Stay on track without thinking about it


App Walk-through

Navigating Your Benefits -Adding Family


Easily Add Spouse/Dependents

Don't Forget your Pet(s)!


App Walk-through

Navigating Your Benefits - Getting Support

Get Help Directly in the App


App Walk-through

Navigating Your Benefits - Virtual Care

No waiting rooms or hassle.

You are in Control

App Walk-through

Navigating Your Benefits - In-Person & Prescriptions (RX)

Easily Find a Provider

Always in the Know

App Walk-through

Navigating Your Benefits - Mental Health & Labs

A Friend that Cares

Annual Lab Testing

CHAMP PLAN FUNDING

Funding, Where Everyone Wins

paycheck overview

Your Paycheck before CHAMP:

Nothing reduces your tax burden. Based on a real employee scenario — actual take-home pay will vary.

$4,000

Monthly Income (Example)

100%

Taxable

$810

Taxes

$3,190

Take-Home Pay

Taxes Paid

$810 / month

Take-Home Pay

$3,190 / month


paycheck overview

Your Paycheck after CHAMP

Part of your income is no longer taxed through Section 125 — so you take home more money.

$4,000

Monthly Income (Example)

$2,800

Taxable

$508

Taxes

$3,302

Take-Home Pay

Taxes SAVED

$302/month

Your Plan Contribution

$190/mo. - Funded through Tax Savings

You Take Home MORE Money

$112/month (after the plan cost)

With CHAMP, you keep more of what you earn. Real Example, yours will vary.

paycheck overview

Your Upgraded Paycheck — What to Look For

Two key line items will appear on your paycheck — together, these two line item put more money back in your pocket

1x CHAMP Pre- Tax Deduction

CHAMP Pre-Tax Deduction

$1,200 / month

Reduces your taxable income — you pay less in taxes

1x CHAMP Non-Taxable, Post -Tax Indemnity Benefit

CHAMP Non-Taxable Post-Tax Benefit

$1,010 / month

Added back to your paycheck — tax-free

Getting started

Start Your Journey — Download the CHAMP Plan™


Search “Champion Health” in the App Store or Google Play


Open your camera and scan — setup takes less than 2 minutes


$0 Out-of-Pocket Care

In-person, virtual, Rx, mental health, and more — all covered at 100%.

Real Paycheck Savings

Pre-tax deductions that put more money back in your pocket.

Whole-Family Coverage

Benefits that extend to your family — including your pets.